Heart & Lipids
Cheapest ApoB + Lp(a) + lipid panel: $48–$53
By Elo. Last updated September 1, 2026.
ApoB, Lp(a), and a standard lipid panel are the three tests a modern lipid workup rests on: the particle count that drives risk, the inherited number you measure once, and the cholesterol panel everything else is read against. Buying them separately at retail can run past $177. Bought well, the same three results cost $47.92–$53.42.
What is the cheapest combination?
The cheapest way to get ApoB, Lp(a), and a lipid panel is Mito Health, $47.92–$53.42 all in, from one order and one blood draw. The range is the draw fee: Mito Health passes through whatever the collection site charges instead of setting its own. If you want a total you know before checkout, the cheapest fixed price is DrSays + Precision Health Reports, $55.98. These are cash prices, so they are also what you pay without insurance, and both sit above Medicare's combined national rate of $48.80 for the same three CPT codes.
| Where you buy | What you order | Draws | All-in |
|---|---|---|---|
| Mito HealthcheapestQuest network |
| 1 | $47.92–$53.42 |
| DrSays + Precision Health ReportsLabCorp network | DrSays, $31.98
Precision Health Reports, $24
| 2 | $55.98 |
| Marek Diagnostics + Precision Health ReportsQuest + LabCorp network | Marek Diagnostics, $39
Precision Health Reports, $24
| 2 | $63 |
| Marek DiagnosticsQuest network |
| 1 | $74 |
| Walk-In LabQuest network |
| 1 | $147 |
| Labcorp OnDemandLabCorp network | 1 | $177 |
All-in cash prices read from each vendor's product page, July 2026, at everyday prices rather than rotating promo codes. Draw and physician fees are charged once per order, so a single order covering all three markers pays one fee. Ulta Lab Tests sells ApoB and Lp(a) at stable prices but only lists its lipid panel at a weekly promotional price, so it is left out of the table.
Why a marketplace order beats splitting the workup
Until recently no single vendor was cheapest at all three, so the best price meant two orders. DrSays sells a combined lipid panel with ApoB for $21.99, less than most labs charge for ApoB alone, but it does not sell Lp(a) at all. Precision Health Reports sells Lp(a) for $24 with no draw fee, cheaper than any other lab, but sells nothing else à la carte. Together they come to $55.98, across two requisitions and two visits.
Mito Health undercuts that from one order. It is a marketplace rather than a lab, reselling Quest and Labcorp tests close to wholesale, so all three legs come off a single requisition for $47.92–$53.42. Even at the top of its draw-fee range it costs less than the two-order split, and it saves the second trip. The catch is that the fee is set by the collection site, not by Mito Health, so you don't know the exact total until checkout.
Ordering all three at once matters more than which vendor you pick, because the draw fee is charged per visit rather than per test. And the workup ages well either way: Lp(a) is measured once in a lifetime, so repeat testing is just lipids plus ApoB, $28.26 at Mito Health.
What each test costs on its own
Buying the three legs separately, at each marker's cheapest standalone price:
- ApoB test cost: from $25 on its own, and up to $221 inside Quest's Advanced Heart Health Panel, the only way Quest's own consumer site sells it.
- Lp(a) test cost: from $24 on its own, $51 at Quest.
- Lipid panel cost (total cholesterol, LDL, HDL, triglycerides): from $19 all in at Marek, $39 at Walk-In Lab, $59 at Labcorp OnDemand.
Ordering three markers separately means paying three draw fees, which is why the combined orders in the table beat the sum of the individual cheapest prices.
What insurance pays
The three legs are treated very differently. The lipid panel (CPT 80061) is a USPSTF-backed screening test, so ACA plans generally cover it at $0 for eligible adults, and Medicare pays $13.39 once every five years. ApoB (82172) and Lp(a) (83695) are excluded for asymptomatic screening under Medicare LCD L36358, and the major commercial payers follow it.
That is why cash is often the right call here. A denied screening claim leaves you on the hook for the lab's billed charge, which at a hospital lab runs $80 to $600 for ApoB and $75 to $400 for Lp(a). Both figures are far above the $47.92–$53.42 you would pay for all three tests up front.
If you also want vitamin D, hs-CRP, and a metabolic panel
Those three are the most common additions to a heart workup, and they are cheap to bolt on because the draw fee is charged per order, not per test. Adding all three takes the cheapest build from $47.92–$53.42 to $73.86–$79.36, doubling the markers for about half again the price.
| Where you buy | What you order | Draws | All-in |
|---|---|---|---|
| Mito HealthcheapestQuest network |
| 1 | $73.86–$79.36 |
| DrSays + Precision Health ReportsLabCorp network | DrSays, $75.95
Precision Health Reports, $24
| 2 | $99.95 |
| Marek Diagnostics + Precision Health ReportsQuest + LabCorp network | Marek Diagnostics, $103
Precision Health Reports, $24
| 2 | $127 |
| Marek DiagnosticsQuest network |
| 1 | $138 |
| Walk-In LabQuest network |
| 1 | $274 |
Two substitutions are worth knowing about. Marek does not sell a basic metabolic panel, only a Comprehensive Metabolic Panel, which is a superset at the same $9, so that is what we price. Labcorp OnDemand is left out entirely: it charges $99 for vitamin D on its own, which puts it out of contention before the rest of the order.
This is where the arithmetic starts to turn. At three tests, the cheapest direct-to-consumer build costs a third of Empirical Health's Comprehensive Health Panel. At six, the panel is only 2.6x the price, and it returns 100 markers instead of the roughly 16 individual results these six orders produce. Keep adding markers and the full panel wins outright.
When a full panel makes more sense
If you want more than these three markers, the full-panel providers include all three inside much larger packages. Cheapest first:
- Empirical Health, Comprehensive Health Panel: $190
- Mito Health, Core Panel: $315.12
- WHOOP Advanced Labs, Advanced Labs (Annual): $349
- Function Health, Annual Membership: $365
The cheapest of those is 4x the price of the three tests bought on their own, so it only pays off if you actually want the rest of the panel and the interpretation that comes with it. You can compare the full panels side by side if that is the direction you are leaning.
Frequently asked questions
What is the cheapest way to test ApoB, Lp(a), and a lipid panel together?
Mito Health, for $47.92–$53.42 all in, from one order and one draw. It resells Quest and Labcorp tests near wholesale and passes the collection site's draw fee through at cost, which is why the total is a range rather than a number. The cheapest fixed price is DrSays + Precision Health Reports at $55.98, split across two orders and two visits: DrSays sells a combined lipid panel with ApoB for $21.99 plus a $9.99 collection fee, and Precision Health Reports sells Lp(a) on its own for $24 with no draw fee.
Can I get all three tests in one blood draw?
Yes. Mito Health sells all three as one order for $47.92–$53.42, with its draw fee charged once rather than per test. Marek Diagnostics, Walk-In Lab, and Labcorp OnDemand also sell all three in a single order, at higher prices. Any vendor that sells the three markers can run them off the same tube of blood, so you never need a separate draw per marker within one order.
Does insurance cover ApoB and Lp(a)?
The lipid panel usually is covered: it is a USPSTF-backed screening test, so most ACA plans pay it at $0 for eligible adults. ApoB and Lp(a) usually are not. Medicare's LCD L36358 explicitly excludes both for asymptomatic screening, and major commercial payers follow it, which means a screening order can leave you paying the lab's billed charge, often several hundred dollars at a hospital lab. Paying cash at a direct-to-consumer lab is frequently cheaper than being billed through insurance for these two.
Do I need to fast before these tests?
Lp(a) and ApoB do not require fasting. The lipid panel traditionally does, 9 to 12 hours, because LDL is usually calculated from triglycerides, though non-fasting panels are increasingly accepted for routine screening. If you are ordering all three together, fast for the lipid panel and the other two are unaffected.
How often should I repeat these tests?
Lp(a) is largely genetic and stable across your lifetime, so the 2026 ACC/AHA dyslipidemia guideline recommends measuring it once in adulthood. ApoB and the lipid panel track your current risk and response to treatment, so they are repeated, often annually or a few months after a change in diet or medication. That asymmetry is worth planning around: you buy Lp(a) once, and every repeat order afterwards is just the cheaper lipid-plus-ApoB pair.
What if I also want vitamin D, hs-CRP, and a metabolic panel?
Adding those three costs less than you would expect, because the draw fee is charged once per order rather than per test. The cheapest six-test build is Mito Health at $73.86–$79.36, up from $47.92–$53.42 for the three core tests. At that point a full panel starts to compete: Empirical Health's Comprehensive Health Panel is $190 for 100 markers.
Is a full health panel a better deal than buying the three tests?
Only if you want the other markers. Empirical Health's Comprehensive Health Panel at $190 is the cheapest bundle we track that covers all three, and it includes dozens of other markers, but it is several times the $47.92–$53.42 you would pay for these three alone.