Function Health × Chase Sapphire Reserve

Earlier this year, Function Health ran a card-linked promotion through Chase Offers that gave Chase Sapphire Reserve cardholders 50% cash back on a Function membership. The offer wasn't a public discount code — it lived inside the Chase app, attached to the card itself, and triggered automatically when you paid for Function with that card.

The promo expired on March 31, 2026, so this isn't an active deal you can sign up for today. But Function has shown up in Chase Offers more than once, so it's worth understanding how it worked — and what to do to catch the next one.

The math: $365 → $182.50

Function Health's annual membership is $365 (down from the original $499). With 50% cash back through Chase Offers, the effective price worked out to:

• $365 charged to the Sapphire Reserve at checkout
• $182.50 statement credit posted back to the card, usually within a few billing cycles
• Effective annual cost: $182.50 — cheaper than Superpower ($199) and effectively tied with Empirical Health ($190)

The cash back posted as a statement credit, not as Ultimate Rewards points, so there was no "redeem for more value" angle to chase. It was a straight discount.

How Chase Offers work, briefly

Chase Offers are merchant-funded promotions that show up inside the Chase mobile app and chase.com account dashboard. You "add" an offer to a specific card, then any qualifying purchase on that card triggers the discount or cash back automatically. There's nothing to type at checkout — the card itself is the coupon.

The offers are personalized and rotate frequently. Two Sapphire Reserve cardholders may see entirely different offers on the same day, and an offer that's available to you this week may not be there next week. That's why the Function offer was easy to miss: a lot of cardholders never opened the Offers tab.

Why Function ran this with Sapphire Reserve specifically

The Sapphire Reserve is Chase's premium card — $550 annual fee, marketed at high-income travelers and dining enthusiasts. The cardholder base skews toward the same demographic Function targets: 30–55, urban, household income over $150k, willing to spend on premium health and wellness. For Function, paying Chase to put a 50%-off offer in front of those cardholders is a very precise customer acquisition channel — much more targeted than a generic discount code.

For Chase, it's a perk that makes the Sapphire Reserve's annual fee feel more justifiable. The card's been losing some ground to American Express Platinum and Capital One Venture X, and partnerships with brands like Function help differentiate it.

How to catch the next card-linked Function offer

If you have a Sapphire Reserve (or other Chase card), the offer may rotate back in. A few habits worth building:

• Open the Chase app → tap your card → scroll to Chase Offers. Add anything you might use; offers are free to add and only trigger on actual purchases.
• Check monthly. Offers expire and rotate; Function has shown up before and may again, especially around the start of the year when membership renewals concentrate.
• Watch Amex Offers and Capital One Offers too if you carry those cards. Function has experimented across multiple card networks, and the discount levels have varied (20%, 30%, and the 50% we saw on Sapphire Reserve).
• Sign up to be notified through forums like r/CreditCards and r/churning — whenever Function shows up in offers, threads pop up there within hours.

If you missed the Sapphire Reserve promo

The standing discount paths are less aggressive but still real:

• HUBERMAN code — $50 off your first year, bringing Function to $315. Andrew Huberman is on Function's advisory board and this code has been live for over a year. See the full Function Health discount codes page for the current set.
• Sweetgreen $50 off — In January 2026 Function launched a co-branded menu with Sweetgreen, and Sweetgreen loyalty members got $50 off Function. Check the Sweetgreen app to see if it's still live.
• Erewhon $25 off — Tied to the Erewhon "World's Healthiest Smoothie" collab. Promo runs through Feb 2027.
• Switch to a cheaper alternative. Honestly, if cost is the driver, Superpower ($199) and Empirical Health ($190) get you most of the same biomarkers at the same effective price the Sapphire Reserve promo did, without needing a $550-annual-fee card.

The Sapphire Reserve promo was the best public-ish discount Function has run to date. For the people who caught it, the effective $182.50 price made Function competitive with the cheapest entrants in the category while keeping the broader biomarker panel and the polished dashboard. It's gone now, but the takeaway is that Function is willing to discount this aggressively through card-linked channels, so the Offers tab on your premium credit cards is a reasonable thing to check before paying full price.

For the full set of currently-active discounts, see the Function Health discount codes page.